Move & Manage Money Globally

Altify's institutional desk offers a white-glove service for regulated payment service providers (PSPs), financial institutions, and private clients operating in digital assets. We specialise in converting fiat currency into USDT or USDC, and vice versa, at market-leading rates. A dedicated dealer quotes and executes every transaction, and you confirm the rate before it settles.

Stablecoin conversion involves exchanging traditional fiat currencies such as USD, EUR, GBP, or ZAR for stablecoins like USDC or USDT, or selling stablecoins back into fiat. Altify provides this as a regulated brokerage intermediary service, enabling institutions and private clients to settle in stablecoins without moving the market via an exchange.

Yes. Altify operates through regulated entities, and the entity you contract with depends on your location and the services you use.

In South Africa, Altify SA Capital (Pty) Ltd is an authorised Financial Services Provider (FSP 52727) and a registered Third-Party Payment Provider under PASA. Altify SA DAS (Pty) Ltd is a licensed Crypto Asset Service Provider (FSP 53289).

Our services are supported by regulated partners: Motif Labs GmbH, a Swiss VASP and VQF member (SRO no. 101338), ARIE Finance Ltd, a payment intermediary licensed by the Financial Services Commission of Mauritius (GB25205028), and SettleGo Solutions Ltd, trading as OpenPayd, an Electronic Money Institution authorised by the UK FCA (900483).

Certainty. An OTC desk gives you a single confirmed rate for the full amount before any funds move. On an exchange, a large order moves the market against you, fills in pieces, and incurs trading, withdrawal and network fees along the way — you find out what you actually paid after the fact.

Altify's Institutional desk quotes a single rate with our fee built in, and nothing settles until you confirm it. You know the price, the amount you'll receive and the settlement window before you commit. You also know who you're dealing with: a regulated counterparty, fiat and digital assets that move between regulated counterparties, and a named dealer who handles execution, timing and structuring from quote to settlement.

It depends on the service. Our operations are based in South Africa, and we serve clients worldwide, with a particular focus on Africa and the Middle East.

When our licences don't cover a specific activity or jurisdiction, we work with regulated partners from Mauritius to Switzerland and can refer you to one that can assist.

On the fiat side, we handle ZAR, USD, EUR and GBP. USDC and USDT are our core stablecoins, with other digital assets available on request. Speak to the desk to confirm what's available for your jurisdiction and flow.

It starts with a meeting with one of our team. We'll talk through your structure, expected volumes and jurisdiction, and confirm which Altify group company and partner-entities you'll contract with. You then complete our compliance checks, which cover the business, its owners and the source of funds.

Once approved, you're assigned a dedicated dealer and can request your first quote. Compliance is built into every step — it's why our clients can rely on us.

No. Many of our clients are licensed payment service providers, FX desks and financial institutions, but a licence isn't a condition of onboarding. Corporates and private clients engaging with digital assets for their own purposes can work with us directly, subject to our compliance process.

Beyond conversion, we also offer private clients and corporates a broader range of digital asset services, from staking to custody support.

Settlement occurs on the same day in most cases. However, this depends on the asset type and volume traded.

Settlement can also be customised and tailored to your needs. Speak with one of our team to learn more.

It depends on your circumstances. Settlement terms are discussed during onboarding and reflect your structure, volumes and trading history with us. Your dealer will set out the arrangement that applies to you before your first transaction.

We quote a single all-in rate per transaction. The rate includes our fee, so the quoted amount is what you receive, and you can see it before you confirm. We price larger and recurring volumes on request.

We support 200+ assets, including major stablecoins, cryptocurrencies, tokenised commodities and U.S. stocks.

The minimum trade size is $25,000 per transaction.