Summary 

• Equal-Weighted Diversification: Each of the 20 largest cryptocurrencies is allocated an equal 5%, reducing concentration risk and enhancing balance.

• Broader Market Coverage: Access both established leaders and emerging crypto assets for wider market participation.

• ‍Monthly Rebalancing: The Bundle is automatically updated to reflect the current top 20 cryptocurrencies, keeping your portfolio aligned with market shifts.

What is a Crypto Bundle?

Crypto Bundles offer an easy, low-cost way to diversify across a curated selection of cryptocurrencies — similar to an index fund in traditional investing. 

Instead of selecting and managing individual coins, a Crypto Bundle provides you with a ready-made basket of assets that is automatically updated each month. This passive, rules-based approach removes the stress of choosing winners, storing multiple cryptocurrencies, and manually rebalancing your portfolio. 

By spreading your investment across a wider set of assets, Crypto Bundles help reduce risk, smooth out volatility, and align your holdings with the changing structure of the crypto market.

What is the Altify Top 20 Equal Crypto Bundle?

The Top 20 Equal (T20E) Crypto Bundle gives you equal exposure to the 20 largest cryptocurrencies by market capitalisation, with 5% allocated to each asset. 

This equal-weight construction ensures that all assets — whether established leaders or fast-growing emerging tokens — contribute evenly to your portfolio.

Designed to capture a broader segment of the crypto market, this Bundle offers greater diversification than its Top 10 counterparts, giving you access to both blue-chip assets like Bitcoin and Ethereum as well as more promising mid-cap cryptocurrencies. 

The Bundle is updated monthly to ensure it always reflects the current top 20 assets in the market.

Crypto Bundle Information

• Constituents: 20 largest cryptocurrencies
  
  
• Weighting: Equal (5% each)
  
  
• Rebalancing: Monthly
  
  
• Approach: Passive, rules-based, automatically updated
  
  
• Crypto Bundle Rebalancing Fee: From 0.085%*
  
  
• Custody: Securely held with Fireblocks infrastructure

*Altify's rebalancing fee varies based on your reward level ranging from 0.085% per month to 0.17% per month.

Top Crypto Holdings

The T20E Crypto Bundle currently includes the following five assets, each equally weighted:

• Bitcoin (BTC): The most established cryptocurrency, often viewed as “digital gold.”
  
  
• Ethereum (ETH): The primary platform for smart contracts and decentralised applications.
  
  
• XRP (XRP): A blockchain-based payments asset focused on global remittances.
  
  
• BNB (BNB): A major blockchain utility token powering a large decentralised ecosystem.
  
  
• Solana (SOL): A scalable blockchain supporting decentralised finance, NFTs, and consumer-focused apps.

Together, these assets form the foundation of a diversified portfolio capturing both established leaders and high-growth blockchain platforms.

Why Invest in This Crypto Bundle?

Equally-Weighted Outperformance Potential

Historically, equal-weight strategies can offer enhanced long-term returns due to increased exposure to smaller assets with higher growth potential. The T20E Crypto Bundle takes advantage of this while maintaining disciplined risk management.

Broader Market Exposure

Covering over 90% of the total crypto market, this Bundle provides access to a wider opportunity set and captures more of the sector’s long-term growth. This makes it attractive for investors seeking comprehensive exposure instead of concentrating on only a handful of coins.

Automatically Updated

Your holdings are rebalanced every month based on the 20 largest cryptocurrencies. Underperformers fall out, new leaders are added, and existing constituents are rebalanced back to equal weights — all automatically.

Professionally Monitored

The Bundle follows a transparent, rules-based methodology supported by continuous monitoring from Altify’s investment team and digital oversight systems. This ensures asset quality, market relevance, and adherence to the Bundle’s defined criteria.

Risks

The T20E Crypto Bundle is classified as Risk Category 5, reflecting the high volatility and early-stage nature of metaverse and gaming-related crypto assets. Asset prices can fluctuate significantly, and investors may receive back less than their initial investment. Additional risks include regulatory uncertainty, liquidity risk, custodial risk, technology adoption risk, and tax considerations depending on your jurisdiction. Crypto assets are a relatively new asset class, and past performance is not indicative of future results. Investors should ensure they are comfortable with the higher-risk profile before investing.

For more information on Altify’s risk categories, read here.