Summary 

• Market-Cap Weighted Diversification: Exposure to the 20 largest cryptocurrencies with weights based on market size, favouring major assets like Bitcoin (BTC) and Ethereum (ETH).

• Broad Market Tracking: Designed to closely mirror overall crypto market performance while keeping the portfolio limited to 20 leading assets.

• ‍Monthly Rebalancing: Automatically updated each month to reflect shifts in the top 20 crypto market hierarchy.

What is a Crypto Bundle?

Crypto Bundles offer an easy, low-cost way to diversify across a curated selection of cryptocurrencies — similar to an index fund in traditional investing. 

Instead of selecting and managing individual coins, a Crypto Bundle provides you with a ready-made basket of assets that is automatically updated each month. This passive, rules-based approach removes the stress of choosing winners, storing multiple cryptocurrencies, and manually rebalancing your portfolio. 

By spreading your investment across a wider set of assets, Crypto Bundles help reduce risk, smooth out volatility, and align your holdings with the changing structure of the crypto market.

What is the Altify Top 20 Market Crypto Bundle?

The Top 20 Market (T20M) Crypto Bundle provides market capitalisation-weighted exposure to the 20 largest cryptocurrencies. This means larger assets such as Bitcoin and Ethereum receive greater weighting, while smaller — but still significant — mid-cap assets contribute proportionally. 

This weighting approach is designed to closely mirror the performance of the overall crypto market while still offering the benefits of keeping the investment to just the 20 leading assets. 

The Bundle updates monthly, ensuring that your holdings continuously reflect the shifting hierarchy of the crypto landscape

Crypto Bundle Information

• Constituents: 20 largest cryptocurrencies
  
  
• Weighting: Market capitalisation-weighted
  
  
• Rebalancing: Monthly
  
  
• Approach: Passive, rules-based, automatically updated
  
  
• Crypto Bundle Rebalancing Fee: From 0.085%*
  
  
• Custody: Securely held with Fireblocks infrastructure

*Altify's rebalancing fee varies based on your reward level ranging from 0.085% per month to 0.17% per month.

Top Crypto Holdings

The T20M Crypto Bundle currently includes the following five assets, weighted by market capitalisation:

• Bitcoin (BTC): The largest cryptocurrency by market value and a cornerstone of the crypto ecosystem.
  
  
• Ethereum (ETH): The leading programmable blockchain for decentralised applications and financial services.
  
  
• XRP (XRP): A digital asset designed to facilitate efficient cross-border payments.
  
  
• BNB (BNB): A widely used ecosystem token supporting decentralised infrastructure and applications.
  
  
• Solana (SOL): A high-throughput blockchain built for speed, scalability, and low transaction costs.

Together, these assets reflect the dominant cryptocurrencies driving adoption and innovation across the global crypto market.

Why Invest in This Crypto Bundle?

Track the Market With Broad Exposure

By covering over 90% of the total crypto market, this Bundle delivers broad-market exposure without requiring you to hold dozens of individual assets. Market-cap weighting also aligns your investment with the structure of the crypto market itself, providing a stable and intuitive exposure mix.

High Return Potential

This Bundle includes both major cryptocurrencies and fast-growing mid-cap tokens. Exposure to these emerging assets offers upside potential that you may miss when concentrating only on the largest coins. The weighted structure naturally adjusts to market winners over time.

Automatically Updated

Each month, the Bundle recalculates market-cap weights and refreshes its constituents to match the top 20 cryptocurrencies. Underperformers fall out, new leaders are added, and existing constituents are rebalanced back to market-cap weights — all automatically.

Professionally Monitored

The Bundle follows a transparent, rules-based methodology supported by continuous monitoring from Altify’s investment team and digital oversight systems. This ensures asset quality, market relevance, and adherence to the Bundle’s defined criteria.

Risks

The T20M Crypto Bundle is classified as Risk Category 5, reflecting the high volatility and early-stage nature of metaverse and gaming-related crypto assets. Asset prices can fluctuate significantly, and investors may receive back less than their initial investment. Additional risks include regulatory uncertainty, liquidity risk, custodial risk, technology adoption risk, and tax considerations depending on your jurisdiction. Crypto assets are a relatively new asset class, and past performance is not indicative of future results. Investors should ensure they are comfortable with the higher-risk profile before investing.

For more information on Altify’s risk categories, read here.