Earn 7.28% Interest on your USDT

To start earning interest on your USD Tether, all you need is to have an existing balance of the at least $1.

If you’re using the Revix web app, you can follow the following steps to start earning interest on your USDT:

1. Navigate to your Portfolio, and click or tap on your USDT holdings to open the USDT product page.
2. Click or tap on the “Lock and earn” button.
3. Enter the amount that you would like to save.
4. Confirm the save.

If you’re on the Revix mobile app, its even easier!

1. Simply swipe the USD Tether card from the Portfolio or Products screen, and tap “Save”.
2. Enter the amount that you would like to save.
3. Confirm the save.

Your USDT will be added to a yield-earning Savings Vault within 24 hours. You can cancel this any time before then.

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We generate returns by lending out our customers USD stablecoin holdings to institutional borrowers as well as participating in and supporting decentralised finance (DeFi) protocols and exchanges. We have a rigorous risk management process and perform extensive due diligence on all protocols, platforms and partners that we lend to. Where we lend to institutions, we ensure that all loans are fully collateralised. This strategy means funds are easily accessible and we pay out returns to customers daily.

Returns generated by cryptocurrency deposits remain high as market participants are willing to pay high levels of interest to borrow assets they struggle to access via traditional needs. As the crypto market develops yields will decrease as capital becomes more accessible, however, we feel there will also be opportunities that emerge to generate yield to compensate.

Currently, the annualised rate of return on a USD Savings Vault is 7.28%.

The annualised interest rate may change on the 1st of each month based on market conditions.

We will endeavour to maintain the most secure, stable and predictable yields in the market and will communicate with all of our Savings Vault customers should our Savings Vault interest rates change.

Any forecast interest rate changes will happen with at least 15 days notice provided by email.

You can currently earn a yield on USD Tether (USDT). We are looking to add more assets to this list, so reach out to us if you have a specific asset that you’d like to see a Savings Vault for!

Interest is paid out to your Savings Vault on a daily basis at 00h15 UTC.

Just like all investment providers, we cannot make any guarantees on interest rates or returns.

Remember, all investing — even in stablecoins — involves risk. While our USD Savings Vault is a lower risk relative to investing in any single cryptocurrency like Bitcoin or Ethereum they still carry known and unknown risks.

You can read more in our General Risk Disclosures, Crypto Risk Disclosures and Savings Vault Risk Disclosures.

You can view all of our fees here.

If you unlock your Vault within the first 30 days of it being in your Savings Vault, you'll pay a fee of 1.00% on the amount you unlock.

You can unlock any interest earned or amounts at no fee after it’s been in your Vault for more than 30 days.

Yes, you are able to withdraw your crypto from the Savings Vault at any time.

Please note that a 1% base removal fee is applied to any crypto saved or interest gained within the last 30 days of saving.

You won't incur a fee to remove saved crypto or interest gained that's been in your vault for longer than 30 days.

How to deposit money into your crypto savings account:

If you’re using the Revix web app, ensure you are holding USDT ad follow the steps to start earning interest on your USDT:

1. Navigate to your Portfolio, and click or tap on your USDT holdings to open the USDT product page.
2. Click or tap on the “Lock and earn” button.
3. Enter the amount that you would like to save.
4. Click the save button.

If you’re on the Revix mobile app, its even easier!

1. Simply swipe the USD Tether card from the Portfolio or Products screen, and tap “Save”.
2. Enter the amount that you would like to save.
3. Tap the save button.

Your USDT will be added to a yield-earning Savings Vault within 24 hours. You can cancel this any time before then.

How to withdraw money from your crypto savings account:

If you’re using the Revix web app, you can follow the following steps to withdraw USDT from your savings account:

1. Navigate to your Portfolio, and click or tap on your USDT holdings to open the USDT product page.
2. Click or tap on the “Unlock” button.
3. Enter the amount that you would like to withdraw.
4. Click the “unlock” button.Click the confirm button.

If you’re on the Revix mobile app, follow the steps below:

1. Simply swipe the USD Tether card from the Portfolio or Products screen, and tap “Unlock”.
2. Accept the Terms and Conditions. Enter the amount that you would like to withdraw.
3. Tap preview unlock.
4. Tap the confirm button.

Please note that a 1% base removal fee is applied to any crypto saved or interest gained within the last 30 days of saving.

You won't incur a fee to remove saved crypto or interest gained that's been in your vault for longer than 30 days.